The Luxembourg Development Bank SNCI is lowering the interest rate of its flagship loan instrument, the equipment loan, from 1.875% per annum to 1.375% per annum, effective 1 July 2025. This rate will remain fixed for the entire duration of the loan.
The rate reduction will make financing conditions for investment and development projects more attractive for Luxembourg SMEs. The equipment loan is an indirect support mechanism for Luxembourg SMEs operating in sectors such as crafts, commerce, hospitality, or industry and planning to realise an investment project, including tangible and intangible depreciable assets, such as machinery or expansion work. Applications can be submitted through the bank with which the company is affiliated.
The new rate applies from 1 July 2025 for all newly approved loans.
For more information on our co-financing options, contact your bank or reach out directly to us via www.snci.lu.
-ENDS-
About SNCI
Société Nationale de Crédit et d’Investissement (SNCI) is a public banking institution specialized in providing financing to Luxembourg-based commercial enterprises, with a particular focus on SMEs. It co-finances companies at every stage of their development, thereby contributing to Luxembourg’s sustainable economic diversification. The SNCI intervenes directly or indirectly through loans intended to partially cover the financing of start-up, expansion, transfer or innovation projects. The SNCI also acquires and manages shares in companies and investment funds of strategic importance to the development and diversification of the Luxembourg economy. More info at www.snci.lu.
Contact presse – communications@snci.lu