The SNCI is lowering the interest rate on its flagship loan instrument, the equipment loan, from the current 1.875% p.a. to 1.375% p.a., effective July 1, 2025. This rate is fixed for the entire loan term.
This rate reduction will help make financing more attractive for investment and development projects undertaken by Luxembourg SMEs.
The equipment loan is an indirect intervention for Luxembourg SMEs operating in the crafts, trade, hospitality, or industrial sectors that plan to carry out an investment project (depreciable tangible and intangible assets such as machinery or expansion work). Applications can be submitted through the client’s bank.
The new rate applies to all new loan decisions starting July 1, 2025.
For more details on our co-financing options, please contact your banker or SNCI directly at www.snci.lu.
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About SNCI
The Société Nationale de Crédit et d’Investissement (SNCI) is a public banking institution specializing in providing financing to commercial companies based in Luxembourg, with a particular focus on SMEs. It co-finances companies at every stage of their development, thereby contributing to the sustainable economic diversification of Luxembourg. SNCI intervenes directly or indirectly through loans intended to partially cover the financing of projects for business creation, expansion, transfer, or innovation. SNCI also acquires and manages shares in companies and investment funds that are of strategic importance for the development and diversification of the Luxembourg economy. www.snci.lu
Press contact – communications@snci.lu