Responsible Editor


Société Nationale de Crédit et d´Investissement

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L-1475 Luxembourg

Tel.: +352 46 19 71 -1
Fax: +352 46 19 71 90
E-Mail: snci@snci.lu

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Legal information and conditions of use

Conditions of access to the site

Any person (hereinafter “the user”) accessing the present Internet site (hereinafter “the site”) is assumed to have accepted unconditionally all the provisions and conditions of use of the site of the publisher.
The site is accessible at all times anywhere in the world. The user who connects to it bears sole responsibility for compliance with the legislation and/or regulations in force in the country where he/she resides or from where he/she connects to the site.

Modification of these conditions of use, jurisdiction and applicable law

These conditions of use may be modified by the publisher at any time. The conditions of use applicable to any use of the site are those available and published on the site at the time it is consulted by the user. The nullity or non-validity of a provision of these conditions of use shall not affect the validity of the remaining provisions of these conditions.


Although all the information on the site has been checked thoroughly, it is disseminated for information purposes only. In any case, the publisher cannot be held responsible for the accuracy of the information provided nor give a guarantee that the details are complete, accurate and current. All information is provided subject to modification, error or omission.
The publisher also disclaims all responsibility for content coming from third parties to which the site has hyperlinks.
Finally, the publisher cannot be held liable for and makes no warranty in the event of interruption or malfunction of the site. The publisher cannot be held responsible for direct or indirect damage incurred by the user as a result of access to the site and its use.

Privacy and data protection

Processing of personal data

Personal data may only be collected and processed in accordance with the regulations related to the laws on data protection.
In some cases, especially when the user completes and returns a form on the site, it is possible that some personal data may be saved on the server. This information is considered confidential and treated as such. It will never be sold or transmitted to third parties without prior approval.
If the site has a newsletter, the user may register to receive regular information by email. In that case, the publisher will need a valid email address that the user who registers to receive the newsletter accepts to use to communicate via the ad hoc form. The user confirms that he/she is the owner of said email address as communicated and agrees to receive various emails sent by the site and/or the publisher. The user has the right to unsubscribe at any time.
The user has the right to consult his/her personal data in order to verify their accuracy and to correct any errors by sending a request by registered letter to the site publisher whose contact details are given below.

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